![]() I also love the fact that I never have to worry what our credit card balance is. I finally got it to the point where all of our scheduled transactions are entered and our monthly expenses are practically the same every month, give or take some discretionary amounts. That expense has an envelope and we have been contributing to it monthly for the entire year, so when the expense comes up, the cash is there. In other words, we don't take a big hit in any particular month because we have a large scheduled expense. Along with scheduled transactions (daily, monthly, yearly) the envelope budgeting feature has allowed us to normalize all of our monthly expenses. Once I got it setup and working, it was a game changer for our family budget. I can totally see, respect and understand all of the different opinions on BT and envelope budgeting. This topic has been front of mind for the last few days as I dabble with the YNAB trial. Yes, you can do this by hand, but you have to remember what accounts are included, etc. Have some built-in error checking the amount in your envelopes should equal the sum of your included accounts.There is no indication that next month you have a huge tax/insurance/whatever bill due and your actual envelope target should be much higher. Currently, if you mix a generic monthly amount and a non-monthly scheduled amount you only see the generic monthly amount. Have a better UI for the "Variable" categories.Currently, the only option is to bring a category up to the monthly target without any indication of where you are in the spending cycle. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |